XRP Price Prediction March 28: Regulatory Clarity Fuels Short-Term Momentum

After a years-long legal battle, Ripple has officially settled with the U.S. Securities and Exchange Commission (SEC), agreeing to pay a reduced penalty of $50 million. 

This decision follows the SEC’s choice to drop its appeal regarding Judge Analisa Torres's 2023 ruling, which had already delivered a partial win to Ripple by stating that XRP’s programmatic sales to retail investors were not securities.

With the legal uncertainty easing, XRP is showing signs of strength in the market. The token is currently consolidating between $2.28 and $2.59, with buyers hoping that this new regulatory clarity will open the door for further gains.

Ripple’s SEC Settlement: A Turning Point for XRP

The SEC’s decision to drop its appeal and return $75 million of the original $125 million fine signals a clear shift in the agency’s stance. 

Ripple’s final $50 million settlement comes as it also drops its cross-appeal, effectively ending the back-and-forth legal drama that began in 2020.

This outcome marks one of the most significant moments in crypto regulation. For years, the case cast a shadow over XRP, raising doubts about whether it would survive US regulatory scrutiny. 

With the resolution, the industry now has a precedent: Digital tokens like XRP may not be considered securities when sold on public exchanges, even if direct sales to institutions remain a legal grey area.

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While the SEC will no longer enforce the earlier ruling, former SEC attorney Marc Fagel warned that future institutional sales of XRP must still comply with securities laws or face legal risks.

Despite this nuance, the consensus in the XRP community is positive. Ripple can now expand its sales strategy with fewer restrictions, and its On-Demand Liquidity (ODL) product may benefit from the reduced legal barriers.

Read more: XRP Prediction: Ripple (XRP) Price Forecasts for 2025-2050

XRP Price Action: Consolidation With Bullish Pressure

Currently, XRP is moving sideways within the $2.28 to $2.59 range. This tight consolidation reflects cautious optimism, while the legal resolution gives bulls a reason to push, macro uncertainty around crypto regulation in the US still looms.

The broader market is also looking for guidance from federal regulators, especially following discussions around the GENIUS Act and the broader treatment of crypto assets in US financial law. Until these regulatory frameworks are clearly defined and implemented, XRP’s upside may remain capped in the short term.

However, the legal clarity from the Ripple case gives XRP a stronger foundation than before. The possibility of institutional involvement in XRP’s future, especially with Ripple now freer to work with hedge funds and financial firms, may provide long-term momentum, particularly if global partnerships continue to grow.

Market analysts suggest that if XRP can close convincingly above the $2.59 mark, it could attempt a move toward the next psychological target of $3.00. Still, without new developments or a broad crypto market rally, XRP may need more time before that breakout materialises.

Read more: When Will XRP Break Through Double Digits or Even More?

Earn with Bitrue’s Staking Campaign While Holding XRP

As XRP consolidates and awaits a breakout, crypto holders can take advantage of passive income opportunities through Bitrue’s latest staking campaign.

Bitrue now offers up to 15% APY on select assets, including XDC, ADA, ETH, TRX, and FLR. These new staking pools allow users to earn yield while holding strong assets, making it easier to stay active in the market, even during periods of sideways price action.

Whether you're a long-term XRP believer or exploring other high-potential tokens, Bitrue provides a simple and trusted platform to trade, stake, and grow your portfolio. 

With its user-friendly interface and growing range of financial tools, Bitrue remains a top choice for crypto investors looking to combine strategy with rewards.

Conclusion

The end of Ripple’s lawsuit with the SEC brings a sense of closure and relief to XRP holders. The token is currently consolidating between $2.28 and $2.59, trying to push higher on the back of the legal win and improving sentiment.

Still, a sustained rally will likely depend on clearer regulatory frameworks for crypto, particularly in the United States. 

Until then, XRP may remain range-bound, but with a stronger legal foundation and renewed interest from institutional players, its long-term potential remains firmly in play.

Frequently Asked Questions

1. What is the current price range for XRP?
As of March 28, XRP is consolidating between $2.28 and $2.59, showing signs of bullish momentum following the SEC settlement.

2. Has Ripple won its case with the SEC?
Ripple reached a $50 million settlement with the SEC. While the court ruled that XRP is not a security in retail markets, institutional sales still require legal caution.

3. Can I earn a passive income while holding crypto?
Yes, Bitrue’s latest staking pools offer up to 15% APY on assets like XDC, ADA, ETH, TRX, and FLR, allowing users to earn while staying invested.

Investor Caution 

While the crypto hype has been exciting, remember that the crypto space can be volatile. Always conduct your research, assess your risk tolerance, and consider the long-term potential of any investment.

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