XRP Price Prediction March 20 - XRP Classified as Strategic Asset by SEC

XRP had recovered from its price drop in the past few days, but it did not last long.

However, the latest news that the SEC has classified XRP as a strategic asset could foster positive sentiment.

Then, what are the implications for the XRP price prediction for tomorrow, March 20? Here is the complete analysis.

XRP Price Overview Today

As of March 19, 2025, XRP is priced at $2.28, reflecting a slight dip of 0.29% from the previous close. The cryptocurrency has shown some volatility in the past 24 hours, fluctuating between a low of $2.26957 and a high of $2.30139.

XRP's market capitalization is currently around $128 billion, securing its position as the fourth-largest cryptocurrency by market value. 

The 50-day moving average stands at $2.51117, while the 200-day moving average is $1.67096, suggesting a broader upward trend over recent months.

In the last 24 hours, XRP's trading volume has reached 3,245,103,104 units, which is significantly lower than its average volume of 8,229,500,992. This indicates a relatively subdued trading session.

Read Also: XRP Price Prediction for the Third Week of March 2025

Recent market trends suggest a bearish sentiment, with XRP registering a 3.71% decline over the past day, as reported by some sources. 

Despite this, the current price remains significantly higher than its yearly low of $0.39114, indicating strong growth potential for long-term investors.

XRP Price Prediction March 20, 2025

XRP has recently faced some bearish pressure, with a 3.71% decline recorded over the past day, as reported by various sources. 

Trading activity has also been relatively low, with 24-hour volume reaching 3.24 billion units, which is significantly below its average daily volume of 8.23 billion units. 

This suggests that market participation has decreased, possibly indicating uncertainty among investors.

From a technical perspective, XRP’s 50-day moving average is currently at $2.51117, whereas its 200-day moving average is $1.67096. 

The fact that the short-term moving average is above the current price indicates that XRP is experiencing some short-term weakness. However, since the 200-day moving average remains lower, the long-term trend still suggests a bullish outlook.

XRP’s price movement is expected to remain within a narrow range on March 20, 2025, with key support levels at $2.26 and $2.20. 

Read Also: When Will XRP Break Through Double Digits or Even More?

If bearish momentum continues, XRP could test these levels before attempting a rebound. On the upside, the first resistance level stands at $2.30, followed by $2.35 and $2.50, which aligns with its 50-day moving average.

Given the current market sentiment, declining volume, and short-term bearish trend, XRP is likely to trade within the range of $2.22 to $2.35 on March 20, 2025. 

If buying pressure increases, XRP may attempt to break past the $2.30 resistance, but if sellers dominate the market, the price could dip closer to $2.22 - $2.25 before stabilizing.

XRP is Classified as a Strategic Asset Impact

A recent proposal submitted to the U.S. Securities and Exchange Commission (SEC) has sparked discussions about classifying XRP as a strategic financial asset for the United States.

The proposal, authored by financial analyst Maximilian Staudinger, outlines the potential benefits of integrating XRP into the U.S. financial system.

Some of the key points from the proposal include:

• Unlocking up to $1.5 trillion from Nostro accounts currently tied up in cross-border transactions.

• Saving approximately $7.5 billion annually in international transaction fees by leveraging XRP’s efficiency.

• Reclassifying XRP as a payment asset rather than a security could increase regulatory clarity and boost adoption.

• Using XRP as part of government payment solutions to enhance liquidity and speed of settlements.

However, it is important to note that this proposal is an individual submission and does not represent an official SEC position or policy change. The SEC has yet to issue an official stance on this recommendation.

Read Also: How to Buy XRP (XRP)

Strategic Impact on XRP & the Crypto Market

If XRP were officially classified as a strategic financial asset, the implications would be significant for both the cryptocurrency market and global finance:

Institutional Confidence & Regulatory Clarity

An official SEC endorsement would eliminate uncertainty surrounding XRP’s legal status.

It could lead to higher adoption by banks, fintech firms, and global payment networks.

Market Valuation & Long-Term Growth

With enhanced utility, XRP’s market capitalization could surge beyond its current $128 billion valuation.

Increased demand could push XRP’s price higher, making it one of the most valuable digital assets.

Ripple’s Expanding Role in Global Settlements

XRP could become a preferred asset for cross-border remittances, institutional transactions, and liquidity solutions.

The potential integration with central bank digital currencies (CBDCs) and government payments could further cement its position.

Final Note

As XRP trades at $2.28 with recent bearish sentiment (-3.71%), its short-term price movement is expected to fluctuate between $2.22 and $2.35 on March 20, 2025. 

Given the low trading volume and recent decline, the market is showing signs of caution. However, long-term fundamentals remain strong, supported by XRP’s position as the fourth-largest cryptocurrency with a market cap of $128 billion.

The SEC proposal to classify XRP as a strategic asset could have major implications for its price and adoption. 

Read Also: List of Countries That Have Collaborated with Ripple

While not yet an official decision, the proposal highlights XRP’s potential role in U.S. financial infrastructure, unlocking $1.5 trillion in liquidity and reducing global transaction costs. 

If this classification gains traction, institutional confidence and demand for XRP could surge, leading to significant long-term price appreciation.

FAQ

1. How will the SEC’s classification of XRP as a strategic asset impact its price?

If the SEC officially classifies XRP as a strategic financial asset, it could significantly boost institutional adoption, regulatory clarity, and market confidence. This may lead to an increase in liquidity and demand, potentially driving the price above its current $2.28 level. However, since this is currently just a proposal, immediate price movements may remain limited until an official decision is made.

2. What is the short-term XRP price prediction for March 20, 2025?

Based on current market trends, XRP is expected to trade within a range of $2.22 to $2.35 on March 20, 2025. Key resistance levels are at $2.30 and $2.35, while support sits at $2.26 and $2.20. Given the recent bearish sentiment (-3.71%) and lower trading volume, XRP may consolidate before any significant movement.

3. What are the benefits of XRP being classified as a strategic asset?

If XRP gains official strategic asset status, it could:

• Unlock $1.5 trillion from Nostro accounts, enhancing global liquidity.

• Reduce international transaction fees by $7.5 billion annually.

• Strengthen its use case in government payments, banking, and institutional finance.

• Improve regulatory clarity, increasing institutional and retail investor confidence.

4. Will XRP’s price increase in the long term due to this classification?

Yes, if XRP is officially recognized as a strategic asset, it could attract mass adoption by financial institutions and central banks, potentially pushing its price well above current levels. While short-term fluctuations will continue, long-term growth potential remains strong, especially with further regulatory clarity and institutional integration.

5. What risks could prevent XRP from benefiting from this classification?

• The SEC has not yet officially adopted this proposal, and regulatory uncertainty still exists.

• Potential concerns over XRP’s decentralization and governance could impact institutional trust.

• Competition from CBDCs and other blockchain solutions may limit XRP’s market share.

• Market volatility and macroeconomic conditions could influence short-term price movements despite positive developments.