Ripple has officially confirmed that it will not pursue an Initial Public Offering (IPO) in 2025. This announcement came directly from Ripple’s President, Monica Long, during an event in April 2025. 

CEO Brad Garlinghouse also supports this move, emphasizing the company’s strong financial standing without the need for a public listing. This decision has stirred a lot of discussion in the crypto community, especially among XRP holders and investors.

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Ripple Chooses Liquidity and Control Over an IPO

In a bold move, Ripple has decided to retain its financial independence instead of entering the public market. Monica Long highlighted that Ripple has billions of dollars in liquidity, providing enough resources to fuel growth without an IPO.

This decision is consistent with Ripple’s earlier strategies, like its significant $11.3 billion valuation share buyback. Rather than giving in to the pressures of shareholders and market analysts, Ripple aims to grow organically while keeping governance tightly in-house.

Ripple’s stance ensures it can continue focusing on its core goals: expanding its ecosystem, improving cross-border payment solutions, and strengthening the use of XRP in real-world applications.

XRP Market Performance After the IPO News

Despite the surprising announcement, XRP has remained steady in the market. According to CoinMarketCap, XRP is currently trading at $2.26 with a total market capitalization of $132 billion. The token maintains a market dominance of 4.48%, with trading volumes showing a healthy increase of 47.30% at $3.74 billion in 24 hours.

Interestingly, XRP prices rose by 2.70% in a day and climbed 9.21% over the week, even as the 90-day performance reflects a broader 25.57% decline. 

These numbers suggest that Ripple’s decision not to go public has not harmed investor confidence in XRP. Instead, the market appears to respect Ripple’s commitment to long-term stability.

Analysts also believe that Ripple’s decision could shield the company from the high volatility often experienced by newly listed firms. Maintaining a private structure allows Ripple to better manage its business strategies and development efforts, particularly important in the fast-evolving crypto landscape.

Source: Bitrue Market

Ripple’s Future Growth Strategy Without an IPO

Ripple’s move to cancel its 2025 IPO plans does not mean a slowdown in its ambitions. Insights from Coincu reveal that Ripple is focusing heavily on network upgrades, expanding its payment corridors, and exploring strategic acquisitions.

By sidestepping the public markets, Ripple avoids potential legal and regulatory hurdles that often burden newly public companies. It also allows Ripple to adapt quickly to market changes without being subjected to the constant scrutiny of quarterly earnings reports.

For XRP holders, this means the network behind their asset is likely to see more organic and sustainable growth. Ripple remains committed to using XRP for real-world solutions, enhancing the token's utility and long-term value potential.

Brad Garlinghouse and Monica Long’s leadership highlights a clear vision: prioritize business fundamentals, protect liquidity, and stay true to Ripple’s mission. As a result, Ripple is positioned to remain a major player in the blockchain space for years to come even without an IPO.

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Final Thoughts: Ripple’s Bold Stand Strengthens Its Core

Ripple’s decision to cancel its 2025 IPO plans underlines its confidence in its financial health and strategic direction. Rather than seeking public funding, Ripple chooses to invest in internal growth, technology upgrades, and network expansion. 

XRP investors can take comfort in the company’s strong leadership and continued commitment to decentralization and innovation. Ripple's path forward without an IPO may just be the smartest move for long-term success.

FAQ

Why did Ripple cancel its 2025 IPO plans?

Ripple decided to cancel its 2025 IPO plans to maintain financial independence and avoid the pressures of the public market. According to Ripple President Monica Long, the company has sufficient liquidity and prefers to focus on internal growth strategies rather than becoming a publicly traded company.

How does Ripple’s IPO decision affect XRP holders?

Ripple’s choice not to pursue an IPO has not negatively impacted XRP. In fact, XRP has shown stable trading patterns after the announcement. Ripple’s commitment to strengthening the XRP ecosystem and expanding its real-world use cases reassures investors about the token’s long-term value.

Will Ripple consider an IPO in the future?

While Ripple has no plans for an IPO in 2025, the company has not ruled out the possibility for the future. Ripple’s leadership remains focused on organic growth and maintaining financial stability, but they could reassess the situation as the market and company needs evolve.